SHERIFF FORECLOSURE SALES
The Champaign County Sheriff’s Office conducts the sale of all real estate subject to foreclosure on the Official Public Sheriff’s Sale Website operated by Realauction at https://champaign.sheriffsaleauction.ohio.gov.
For additional information or training registration information, please contact Realauction Customer Service at 954-734-7401 or toll free at 877-361-7325 or via email at [email protected].
Click here for upcoming sheriff foreclosure sales.
For additional information or training registration information, please contact Realauction Customer Service at 954-734-7401 or toll free at 877-361-7325 or via email at [email protected].
Click here for upcoming sheriff foreclosure sales.
BEFORE THE SALE
1. All person(s) who want to bid on a property offered by the Champaign County Sheriff’s Office must first register with Realauction. Registration will include the completion of the Purchaser Information Form.
2. Properties will be open for bid, at least seven days immediately prior to the date of sale. This is generally known as a proxy bid.
3. Each Thursday at 10:00 am Eastern Time (EST), the online auction will begin. An auction will be conducted for each individual property; however, only one property will be sold at a time. After a property is sold the next scheduled property sale will begin.
4. To be a qualified participant, bidders must submit a deposit based on the total deposit requirement as set by law for all properties on which the bidder wishes to bid by the predefined deadlines. It is the responsibility of the bidder to plan ahead and allow enough time for their bidding deposits to be received and processed within the timeframes described below:
2. Properties will be open for bid, at least seven days immediately prior to the date of sale. This is generally known as a proxy bid.
3. Each Thursday at 10:00 am Eastern Time (EST), the online auction will begin. An auction will be conducted for each individual property; however, only one property will be sold at a time. After a property is sold the next scheduled property sale will begin.
4. To be a qualified participant, bidders must submit a deposit based on the total deposit requirement as set by law for all properties on which the bidder wishes to bid by the predefined deadlines. It is the responsibility of the bidder to plan ahead and allow enough time for their bidding deposits to be received and processed within the timeframes described below:
- The only acceptable deposit types are bank wire transfer or ACH (routing and account number required)
- Wire Deposits must be received by 5 p.m. EST two (2) business days before the auction sale date.
- ACH Deposits must be initiated by 4 p.m. EST five (5) business days before the auction sale date.
5. Plaintiff/Judgment Creditors - A Judgment Creditor is defined as the creditors (plaintiff or defendants) awarded judgment in the foreclosure case. Judgment Creditors are required to register for a Username and Password and fill in all appropriate fields. Per Ohio Revised Code 2329.211, in every action of Judicial Sale or Execution of residential property, if the Judgment Creditor is the purchaser, they shall not be required to make a deposit on the sale. Judgment Creditors are still required to submit the bidding style choice (pre-sale manage bid or live bid) AND a copy of the court order stating they are the Judgment Creditor on the case they are bidding to: [email protected] at least one (1) business day prior to the sale date. Submission can be done via email or fax. Submission must include the bidder number and user account contact information in the submission. For more information and training on requirements to participate in the online auctions as a Plaintiff/Judgment Creditor, please call 877-361-7325 extension 245 or 246.
6. All sales are pursuant to the provisions of the Ohio Revised Code.
7. Properties are advertised for three consecutive weeks beginning five weeks prior to sale in the Urbana Daily Citizen. This is your legal source of information. The information provided on this website is a courtesy and should be verified for accuracy by the official advertisement.
8. A court order is required to withdraw property from sale.
9. Public notice is hereby given that all such Real Property to be sold at Public Action may be subject to any liens that may not be extinguished by the sale, and purchasers are urged to research prior to the bidding.
10. DEPOSIT REQUIREMENTS. All Third Party Purchasers will be required to deposit funds as follows:
- If the appraised value of the property is less than or equal to $10,000.00 – Deposit of $2000,00.
- Greater than $10,000.00, but less than or equal to $200,000.00 – Deposit of $5,000.0010.
- Greater than $200,000.00 – Deposit $10,000.00
11. The conveyance and recording fees will be deducted from this check with the excess being applied toward the purchase price.
AFTER THE PURCHASE
1. CONTRACT. Your successful bid is a legally binding contract to purchase property in Champaign County. If at any time during this process you choose or are unable to complete the sale, please contact your legal counsel.
2. OWNERSHIP. You DO NOT own this property at this time. As such, you have no right to be present, make changes, remove items from, or place items on this property without permission granted from the court. If you feel the need to secure your investment or receive permission to be on the property prior to you officially obtaining the deed and complete ownership of the property, you may file a written request with the Champaign County Common Pleas Court Clerk, Attention: Judge Nick A. Selvaggio. The clerk will notify you of the judge’s response to your written request.
3. PROCESS. After the required documents are compiled and processed by our office and from the attorney representing the financial institution holding the current mortgage, the case continues through the court system. The judge must review all documents and records of the sale, approve the sale as complete, and order any costs or remaining balances on the case. The judge then signs a confirming entry which makes the sale legal and binding. Upon receipt of the confirming entry (this generally takes about 30 days), the Champaign County Sheriff’s Office (CCSO) will obtain the signature of the Sheriff.
4. DEED and PAYMENT. A representative from CCSO will contact you to make the final payment and deed pickup arrangements.
2. OWNERSHIP. You DO NOT own this property at this time. As such, you have no right to be present, make changes, remove items from, or place items on this property without permission granted from the court. If you feel the need to secure your investment or receive permission to be on the property prior to you officially obtaining the deed and complete ownership of the property, you may file a written request with the Champaign County Common Pleas Court Clerk, Attention: Judge Nick A. Selvaggio. The clerk will notify you of the judge’s response to your written request.
3. PROCESS. After the required documents are compiled and processed by our office and from the attorney representing the financial institution holding the current mortgage, the case continues through the court system. The judge must review all documents and records of the sale, approve the sale as complete, and order any costs or remaining balances on the case. The judge then signs a confirming entry which makes the sale legal and binding. Upon receipt of the confirming entry (this generally takes about 30 days), the Champaign County Sheriff’s Office (CCSO) will obtain the signature of the Sheriff.
4. DEED and PAYMENT. A representative from CCSO will contact you to make the final payment and deed pickup arrangements.
- The deed will be distributed to the purchaser for recording at the time of final payment submission.
- The final balance must be paid within 30 days of the filing of the confirmation entry via cashier’s check only, payable to The Champaign County Sheriff’s Office.
5. WRITS OF POSSESSION. The CCSO will not post a Writ of Possession until the deed has been recorded and ownership of the property has been transferred.
If you have any questions or need further assistance,
please contact the Champaign County Sheriff’s Office at 937-484-1070.
please contact the Champaign County Sheriff’s Office at 937-484-1070.